The booking fee is collected at RM300 or not exceeding 1% according to Hire Purchase Act (1967) of the cars On the Road (OTR) price.
The down payment is paid at 10% according to Hire Purchase Act (1967) of the cars On the Road (OTR) price.
Yes. You are entitled for a refund. However, a certain amount will be deducted from your refund to cover administrative fees as stated in the Vehicle Sales Order signed by you.
Place your request with the Sales Advisor to have your booking cancelled and to issue a cancellation letter, along with the original Vehicle Sales Order (VSO) and Official Receipt issued by the respective authorized Perodua Sales Outlet.
Interest rate range varies depending on the bank rates as regulated by Bank Negara.
The waiting period differs depending on variant/model. Please refer to the Sales Advisor for the precise time based on the variant/model requested.
NO | ITEM | TERMS & CONDITIONS | ||||||||||||||||
1 | Promotion Items | Bank Rakyat for Malaysia 3.0 | ||||||||||||||||
2 | Promotional Rates |
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3 | Promotional Period | From 1st July 2021 to 28th February 2022 | ||||||||||||||||
4 | Minimum Financing Amount | RM 30,000 | ||||||||||||||||
5 | Tenure of Financing | Minimum : 4 years Maximum : 9 Years |
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6 | Registration | New Registration Only Note: Pre-Registered Cars- not exceeding 6 months from registration date (applicable for 90% MOF only) |
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7 | Note | IF the above conditions not met, normal / existing rates and conditions will be applied. |
It is about Bank Rakyat's special rate promotion starting from 1st July 2021 to 28th February 2022.
Minimum and maximum tenure of financing are 4 and 9 years respectively.
Yes, customers are encouraged to participate into the protection plan. The contribution amount is to be borne by customer.
Please log in to
www.bankrakyat.com.my,
Call toll free no: 1-300-80-5454,
Email:[email protected],
or visit the nearest Bank Rakyat Branches.
Vehicle Financing-i facility is a term financing which is calculated based on a fixed rate. Vehicle Financing-i allows you to own your dream vehicle under the contract of Murabahah (Murabahah to the Purchase Orderer "MPO").
The main shariah contract applied in the product is Murabahah (Murabahah to the Purchase Orderer "MPO") i.e a sale contract with a discloser of the asset cost price and profit margin to the purchaser (i.e the customer). Under this contract, there is an order and promise to purchase by the Customer prior to the seller (i.e the Bank)'s aquisition of the asset.
The mechanisme of the product is illustrated as follows:
1. Bank appoints the Customer as its Purchasing Agent to purchase the vehicle from the Dealer. Customer irrevocably and unconditionally promises (wa'd) and undertake to purchase the vehicle from the Bank.
2. The customer purchases the vehicle from the Dealer on behalf the Bank.
3. Bank sells the vehicle to the Customer on Murabahah basis. Customer pays the selling price to the Bank on deferred payment basis.
4. The Customer pledges the vehicle to the Bank as security/ collateral.
Total Amount Financed | The margin of financing is up to 90% for standard application and up to 100% for special package i.e Vehicle Financing-i Gradhitz. The final financing amount approved will be based on the Bank's credit evaluation. | ||
Tenure | Tenure of financing is up to 9 years. | ||
Profit Rate |
The fixed rates for Vehicle Financing-i:
|
Please note the above amounts and rates are indicative only. The final approved amount of your facility, tenure and profit rate is subject to Bank's approving criteria and may differ from the above.
Monthly Payment Amount | The monthy payment is calculated in accordance to the formula below : Fixed Rate: ((P X R X T ) + P) / t , where : P = Financing Amount Approved R = Profit rate per annum T = Tenure of facility in years t = Tenure of facility in months |
Customer is obliged to pay the monthly payments until full settlement of the financing. Should the financing tenure be extended beyond the retirement age, the Customer is still obliged to pay the monthly payments. However, the customer may opt at any time to settle the financing in full.
Stamp duties (as per Stamp Act 1949 (Revised 1989)).
i. Without Guarantor RM20.00 (Letter of Offer RM10.00 and MPO Agreement RM10.00)
ii. With Guarator RM30.00 (Letter of Offer RM10.00 and MPO Agreement RM20.00)
You are to pay the Bank all costs (if any) for the preparation and registeration of securities documents that have been incurred by the Bank in connection with the facility including the expenses incurred during the claim process if the Facility is cancelled.
Should you fail to fullfill your obligation in a timely manner, the following shall apply:
a. Breach of Wa'd
Customer to compensate the Bank for any actual loss incurred by the Bank due to customer's breach of promise (Wa'd) and undertaking to purchase the vehicle from the Bank.
b. Late Payment
The Bank shall imposed Ta'widh (compensation for late payment charge) to you as follows:
A sum equivalent to one per centum (1%) per annum on overdue installment(s) until day of full payment;
A sum equivalent to the prevailing daily overnight Islamic Interbank Money Market Rate on outstanding balance i.e outstanding Sales Price less ibra' (if any);
A sum equivalent to the prevailing daily overnight Islamic Interbank Money Rate on basic judgement sum calculated from judgment date until date of full payment.
Note: The imposition of Ta'widh shall be in such manner as approved by BNM.
c. Event of Default
In the event of default payment, the Bank may by written notice to you, demand for immediate payment of amount overdue from you and/or the guarantor.
The Bank has the right to set-off any credit balance in your deposit and/or investment account which is maintained with the Bank againts any overdue payment under this financing.
Legal action shall be taken againts you if you fail to response to the reminder notices. Any security pledges to the Bank (such as property, machinery, etc.) may be foreclosed/repossessed and you are to bear all costs incurred in the disposal of the assets. You are also responsible to settle any shortfall asfter the assets is sold.
Legal action taken againts you may affect your credit rating leading to any future credit assessment being more dificult or expensive to you.
Trigger of cross default of other facilities with the Bank.
In the event of Early Settlement of the financing, the Bank undertakes to grant customer to the Customer an Ibra' (rebate) which is equivalent to the Deferred Profit at the point of settlement.
Ibra' (rebate) Formula : Ibra' /rebate on early settlement = Deferred Profit.
Note:
i. Deferred Profit = Total Contracted Profit - Acrrued Profit.
ii. Total Contracted Profit = Bank's Selling Price - Bank's Purchase Price (or financing amount).
iii. Accrued Profit is calculated based on Profit Rate of the outstanding Bank's Purchase Price (for financing amount) being disbursed (or utilized).
Early Settlement:
"Early Settlement" means Settlement prior to the expiry of the Financing tenure by the Customer including, but is not limited to the following situations:
i. Customers who make an early settlement or early redemption, including those arising from prepayments;
ii. Settlement of the original Financing contract due to financing restructuring exercise;
iii. Settlement by Customers in the case of default;and/or
iv. Settlement by Customers in the event of termination or cancellation of Financing before the maturity date.
"Early Settlement Amount" means Outstanding Bank's Selling Price minus Ibra' on Early Settlement minus undisbursed (or unutilized) amount minus advances by the Customer plus temporary excess plus advances by the Bank plus ta'widh plus Early Settlement Charges".
Note:
i. Outstanding Bank's Selling Price = Outstanding Bank's Purchase Price (or Financing Amount) + Profit Overdue + Deferred Profit.
ii. Advances by the Bank which includes Takaful contribution/ insurance premium, legal fees, etc.
iii. Early Settlement Charges means actual costs allowed by Shariah Supervisory Council of the Bank.
Requirement for guarantor is applicable on case to case basis. The financed vehicle to be pledged as colleteral.
You are required to take up a comprehensive Motor Takaful/Insurance coverage on the vehicle financed for the entire financing tenure.
Optional - Auto Financing Takaful Plan (AFTP) which provides Takaful protection with the sum covered upon death or Total and Permanent Disability (TPD) of the person covered.
It is your responsibility and important for you to immediately inform us of any change in your contact details to ensure that all correspondences reach your in a timely manner.
If you have difficulties in making the monthly payments, you should contact us earliest possible to discuss the payment options. You may contact us at:
i. Contact Center Department,
Bank Islam Malaysia Berhad,
17th Floor, Menara Bank Islam,
No.22, Jalan Perak,
50450 Kuala Lumpur.
Tel: 03-2690 0900
Email: [email protected]
ii. Visit our website www.bankislam.com.my for more details
Alternatively, you may seek the services of Agensi Kaunseling dan Pengurusan Kredit (AKPK), an agency established by Bank Negara Malaysia to provide free services and money management, credit counseling, financial education and debt restructuring for individuals.
You can contact AKPK at:
Tingkat 8, Maju Junction Mall,
1001, Jalan Sultan Ismail,
50250 Kuala Lumpur.
Tel: 03-2616 7766
Email: [email protected]
If you wish to complaints on the products or services provided by us, you may contact us at:
Contact Center Department,
Bank Islam Malaysia Berhad,
17th Floor, Menara Bank Islam,
No.22, Jalan Perak,
50450 Kuala Lumpur.
Tel: 03-26 900 900
Fax: 03-2782 1337
Email: [email protected]
If your query or complaint is not satisfactorily resolved by us, you may contact Bank Negara Malaysia LINK or TELELINK at:
Block D, Bank Negara Malaysia,
Jalan Dato' Onn,
50480 Kuala Lumpur.
Tel: 1-300-88-5465
Fax: 03-2174 1515
Email: [email protected]
Superbike Financing-i
Vehicle Fiancing-i GradHitz
MVTF-i is an islamic Term financing offered to individual for their automobile financing needs. The purpose of the financing is to purchase of brand New/Reconditioned passenger vehicles.
ITEM | MVTF-i for graduate Segment | AITAB |
---|---|---|
Max Margin of Finance |
Up to 100% |
Up to 95% |
Profit Calculation |
Balance on monthly rest |
Rule 78 |
Capitalization of Takaful Protection Product |
Can be capitalized |
Cannot be capitalized |
Graduate with jobs :-
If customer fully settled the financing before its maturity:-
Yes. The Bank can claim the payment from the guarantor because the guarantor has agreed to undertake the liability to pay customer indebtedness in the event of your default.
Yes. This is because the liability to pay the monthly instalment does not cease with the loss of the vehicle. However, the customers may claim from the takaful company, the market value of the insured vehicle or the sum insured, whichever is lower.
Yes, from 15 June 2020 onwards.
We start from 8.00am until 9.00pm; the last service appointment is at 8.30pm. For East Malaysia, business starts from 7.45am until 8.45pm; the last service appointment is at 8.15pm.
Safety is our utmost priority. Thus, we would like to ensure that there will be limited customers and staff on rotational basis (during the designated service slot). This way, we can give extra focus to these limited customers during the designated time slot.
Yes. It’s highly recommended for a prior appointment to be made in order for us to give you our best service.
Selected outlets offer extended working hours for now. This covers 16 Service branches and three B&P hubs. We will extend it to other service outlets if there is a demand. For more details on these outlets, please click here
Selected Outlets | |
Region | Branch |
Central 1 | PSSB Subang Jaya-Service |
PSSB Petaling Jaya (3S)-Service | |
PSSB Keramat-Service | |
Central 2 | PSSB Glenmarie (3S)-Service |
PSSB Balakong (3S)-Service | |
PSSB Puchong (3S)-Service | |
Southern | PSSB Johor Bahru 1 (3S)-Service |
PSSB Johor Bahru 2 (3S)-Service | |
PSSB Seremban (3s) -Service | |
Northern | PSSB Juru (3S)-Service |
PSSB Penang-Service | |
PSSB Ipoh 1-Service | |
East Coast | PSSB Kota Bharu 1 (3S)-Service |
PSSB Kuantan 2-Service | |
East Malaysia | PSSB Kuching 1 (3S)-Service |
PSSB Kota Kinabalu 2-Service | |
B&P Hub | PSSB Hub Subang Jaya-B&P Hub |
PSSB Hub Balakong-B&P Hub | |
PSSB Hub Kota Bharu-B&P Hub |
You have the option to stay put at the service outlet until your vehicle is ready. However, only one (1) customer per vehicle is allowed. While you are at our premises, you are required to adhere to the social distancing guidelines.
Yes, we accept the option of leaving the car key behind with the condition that it must be collected during the same rotational hours.
The services are similar in general. Please take note that for evening service, basics check will be done as we will not perform any test drive to identify the vehicle’s issues. For cases that require test drive, it is best to leave your vehicle overnight for further inspection.
No. The service rate for the vehicle maintenance remains the same.
Yes, we do. However, for everyone’s safety, we urge our customers to use contactless payment through credit or debit card.
Yes. It is our responsibility to make sure your vehicle is well-sanitized BEFORE and AFTER completion of each service maintenance.
1. To call in advance to check on the operating days and hours of the selected Service Outlets, as to secure a prior appointment.
2. Only 1 (one) customer per vehicle allowed to enter the premises.
3. Temperature check and record customer’s details upon arrival at the outlet.
4. To wear face mask and to sanitize hands upon entering the service reception area.
5. Customers are advised to adhere to social distancing markings.
6. No refreshment and reading materials (encourage to bring on your own).
7. Cashless payments are encouraged.
8. Vehicle will be sanitized before it is returned.
Perodua Service Centres resumed operations on 9 June 2020. If your vehicle warranty expired during the MCO (18 March 2020 until 9 June 2020), we will accept all repairs under warranty based on our current policies and procedures. We also wish to highlight that every service-related complaint during the MCO must reach us within 30 days; starting from 9 June 2020 until 8 July 2020.
Yes, there is. Please download a copy of it from here
Whichever comes first. Please refer to Warranty and Service Booklet for more details.
No. You cannot claim the free service (labour) if you fail to service your vehicle on time. The free service shall only be applicable for vehicles which comply with the terms and conditions of the service stipulated in the Owner's Manual and Service Booklet.
For more details on the replacement of parts, kindly refer to our Service Booklet. You may also check with Perodua Authorised Service Centre.
We encourage you to perform periodical maintenance on time to avoid any safety issues and could void the vehicle's warranty policy.
The main differences are packaging and price. The packaging for Highstreet is in blue, while Service Centre has multi coloured packaging depending on the products. However, the formulation of the genuine oil for both market segments are similar. For more details, please refer to Perodua Genuine Oil page.
Yes. It comes in blue packaging available at Perodua Authorised Stockist. You may find the list of stockists at the bottom of Perodua Genuine Oil page. However, for better experience we encourage you to service your Perodua at a Perodua Authorised Service Centre.
You may contact our nearest service centre or make the appointment through Ufirst application (Selected Outlets).
We would advise to make your service appointment at least one week prior.
Please inform our Service Advisor in advance if you can't come on time.
Yes, it is possible to walk in; however, walk-in slots cannot be guaranteed and are subject to availability.
We are unable to schedule for major service repairs on Saturdays as they are peak days. However, if there are safety issues with your vehicle that need to be urgently addressed, we may be able to proceed with a service repair. This is done on a case-by-case basis.
Basic warranty coverage - 3 years or 100,000km (whichever comes first).
Major parts coverage - 5 years or 150,000km (whichever comes first).
For more details please refer to your Warranty and Service Booklet.
All parts (excluding naturally expendable parts and maintenance service parts) which are subject to Perodua warranty terms, conditions and limitations.
For warranty repair, the spare parts replacement depends on the vehicle's warranty period.
Yes. Please refer to Warranty and Service Booklet for detailed information on the exclusion of warranty and other situations which will render your warranty void.
Warranty will be void if any damage is caused by, or resulting from, any modification made to the vehicle. Please refer to Warranty and Service Booklet for detailed information on the exclusion of warranty and other situations which will render your warranty void.
Please refer to any Perodua Authorised Service Centre for more information.
On 14 December 2021, Perodua released an original song and music video featuring Haqiem Rusli. The last two lines of the song are incomplete,and contest participants are required to complete the lyrics on any related posting of this contest on Perodua's Facebook for their chance to win the latest flagship smartphone and cash prizes.
Pada 14 Disember 2021, Perodua melancarkan sebuah lagu dan video muzik menampilkan Haqiem Rusli. Lirik pada 2 baris akhir lagu ini tidak lengkap, justeru peserta perlu melengkapkannya pada mana-mana hantaran Peraduan di Facebook PERODUA untuk berpeluang memenuhi telefon pintar terkini dan wang tunai.
Watch the #WeGoBeyond music video posted on 14 December 2021, complete the last 2 lines of the song and share the lyrics on any related posting of this contest on Perodua's Facebook page with the hashtag #WeGoBeyond #Perodua. Complete your entry by submitting your details via the Google Form link on the related Facebook postings.
Tonton video muzik #WeGoBeyond yang disiarkan pada 14 Disember 2021, kemudian lengkapkan lirik pada 2 baris akhir lagu tersebut pada mana-mana hantaran Peraduan di Facebook Perodua berserta hashtag #WeGoBeyond #Perodua. Seterusnya, lengkapkan butiran peribadi menerusi Borang Pautan Google pada hantaran Facebook tersebut.
All eligible entry/entries must be received by 14 January 2022.
Penyertaan perlu dihantar selewat-lewatnya pada 14 Januari 2022.
A panel of judges selected by PERODUA will select 6 of the most creative, original and well-structured lyrics as winners if this contest.
Panel hakim yang dipilih oleh PERODUA akan memilih 6 lirik paling kreatif, asli dan mempunyai struktur frasa yang baik sebagai pemenang Peraduan ini.
You will be notified via phone and will need to verify your personal details with the contest management team.
Pemenang akan menerima makluman kemenangan menerusi panggilan telefon. Pemenang perlu mengesahkan butiran peribadi dengan pihak pengurusan Peraduan.
One grand prize winner will receive the latest flagship smartphone or a cash prize equivalent value, and five consolation winners will receive a RM500 cash prize.
Seorang pemenang utama akan menerima telefon pintar terkini atau wang tunai yang sama nilainya, manakala lima pemenang sagu hati akan menerima wang tunai RM500 setiap satu.
Prizes will be distributed within a few weeks after the contest submission period ends. Further details will be closed on Perodua's Facebook page at a later date.
Pemenang akan menerima hadiah dalam tempoh beberapa minggu selepasa tempoh serahan penyertaan berakhir. Makluman lanjut mengenainya akan dsiarkan di Facebook PERODUA kelak.
The contest management team will request for the winner's email in order to send a form to fill in their details. The contest management team may also need to verify winners through confirmation of details including :
Contestant's full name (as per IC)
Contestant's IC number
Pihak pengurusan Peraduan akan mendapatkan butiran e-mel pemenang untuk mengahantar borang butiran peribadi yang perlu diisi oleh pemenang. Selain itu, pihak pengurusan Peraduan juga mungkin perlu mengesahkan butiran peribadi pemenang termasuk :
Nama penuh pemenang (seperti dalam Mykad)
Nombor Mykad pemenang
Winners will be announced within the last week of February 2022.
Pengumuman Pemenang akan dilakukan pada minggu terakhir bulan Februari 2022.
Participant may submit more than one entry. Incomplete entries will be disqualified.
Peserta boleh menghantar lebih daripada satu penyertaan. Penyertaan yang tidak lengkap akan terbatal.
The contest is open to individuals residing in Malaysia, age 16 years and above as of 1 March 2021 who reside in Malaysia and have a valid Mykad and bank acount in Malaysia.
Peraduan ini terbuka kepada individu-berumur 16 tahun dan ke atas pada 1 Mac 2021 yang bermastautin di Malaysia, mempunyai Mykad yang sah dan akaun bank di Malaysia.
The grand prize will be sent via courier, and cash prizes will be sent via bank transfer.
Hadiah utama akan dihantar menggunakan perkhidmatan kurier, manakala hadiah wang tunai akan dihantar menerusi pindahan bank.
No, only entries submitted on the official Perodua Facebook lyrics contest with the hashtag #WeGoBeyond #Perodua will be accepted.
Penyertaan tersebut tidak diterima. Hanya penyertaan yang dikongsikan pda hantaran Peraduan di Facebook rasmi PERODUA berserta hashtag #WeGoBeyond #Perodua sahaja akan diterima.
The two contest periods are as follows:
Phase 1: 12th July to 3rd September 2021.
Phase 2: 13th September to 26th September 2021.
No, only SAs with PSOS ID registration can participate in the contest.
Yes, the SA can submit more than one post in a week
Yes, the SA can film the video on TikTok and post in on their Facebook and Instagram accounts.
The video must not be longer than 1 minute.
No, each SA is entitled to only one prize.
No, the same SA cannot win more than one time. However, they can still participate as to encourage other SAs to join and post it on their social media accounts.
The contest period is between 13th September 2021 to 26th September 2021.
Yes, each customer can "Like & Comment" on as many posts as they would like.
No, each customer is only entitled to one prize.
The prize given will be a Perodua voucher. Perodua customers will receive an e-voucher via the UFirst app while non-Perodua customers will receive their voucher via email from the Perodua Sales Planning team.
Yes, but a non-Perodua customer winner will receive a voucher that can be used at Perodua Sales showroom for new car booking fees and down payment fees purposes only.
(i) Yes, a non-Perodua will receive a voucher via email.
(ii) No, all prizes are non-transferable.
No, the Perodua voucher cannot be exchanged for cash.
Perodua will announce each winner by tagging the winners' name on the Perodua Facebook and Instagram pages. Customers are encouraged to follow the Perodua pages for the latest updates.
No, Perodua staff may not participate in the Phase 2 contest.
Please note that the FAQs above are for general information only.
Should you require any further clarification, please contact one of our  Perodua Outlets.
Perodua Outlets.